Buying my first home

[Theo Seng]

I'm currently heavily considering two properties. The only hurdle I am still trying to overcome is qualifying for a fair loan. I have a complicated situation in showing proof of income, however, I have a great credit score. One of the properties I'm considering is a 2bed 2bath duplex while the other is a 4bed 2bath single family home. Last time I approached lenders I was approved for a loan with an interest rate of 9.5%, but that was when I was trying to purchase through an LLC so it was a commercial loan. If anyone has any advice on how I should try to get a solid mortgage or how to leverage my first time home buyer benefits, please reach out.