Even with help from family and babysitting, both are so demanding I dont see how I would be surviving without the policy at this point.

They won't be able to survive if other companies provide better services for a better price point.

Harris

The secret to survival is learning how to surf or stay afloat.

@Jared Lichtin & @Don Harris Thank you for the advice! 

Harris

Thus began the hardest and possibly most important years of my life.Poised on the brink of disaster, I had managed to survive but the road ahead didn't lead anywhere pleasant and I couldn't see any other options. 

@Anthony Harris check out Pittsburgh REIA or ACRE, the 2 big REIA groups around Pittsburgh. 

Michael, The horrible situation described in the think progress article should be covered under the legal concept of 'lack of foreseesbilty'.I believe the surviving party who's name is on the lease inform the landlord he cannot be held legally responsible for a random act an committed by a government agency who actions resulted in the death of a friend who's presence at the residence at the time could not have been reasonably predicted to have produced an outcome that would have normally resulted in damage to the property owners property. 

In comparison to the list produced in Harris County, it's very difficult to pull out the physical address, adjudged value, etc in a legible form so as to make sound decisions in advance of an auction.