I think it is reasonable to assume 4% annual appreciation in this area, which means after two years, the property could be sold for ~$635k.Based on the terms of the mortgage, ~$351k will be remain on the loan balance after two years. 

The remaining principal was about $450,000; the stated interest rate was 11%, and the note had 8 years to run with a balloon.  

With 100 homeowners who received a cost estimate only 5 remained in the program due to costs of a single conversion climbing up to $1M...it's just not worth it.https://citylimits.org/2023/03/13/in...about-cellars/If there was something in place that was more affordable, I'm sure more homeowners would be willing to take this route, myself included, to meet the city standards.

Understood - so say I sell house in Sep-24; then I can adjust my remaining paychecks to catch up to 110% of 2023 tax to avoid tax penalty or I need to start having higher withholdings now?

Rental rates will likely remain close to their “sticky” highs, especially after the recent corrections seen in quasi-oversupplied markets and consumers will have to pull back elsewhere.Excluding shelter, core inflation has actually been at 2% for some time now.

They'll likely want you to use the money you're making on the sale of the lot to partially pay down the remaining mortgage since it will be for a smaller remaining amount of property which makes sense to me from their point of view. 

But your expenses, remain about the same. 

As others have already said, you definitely can remain the host and make another party the co-host, but then allow them to do all the guest communication, pricing, booking, etc.The only tax implication I would say is that I'm sure you will be paying the co-host something.

When reductions occurred this appraised value would remain the same, which was a great gauge in determining how many reductions the listing has had.

The government has a program in place that covers 70% of the housing costs for approved migrants, leaving the migrants to cover the remaining 30%.