There is simply a mindset of fear and uncertainty.  

Russell I had my first contract come in on one of my new builds and the commission was simply one of the line items in the addendum.. it became a negotiating point and thats what I did as the owner/seller I did my counter and part of it was a commission adjustment to the amount the agent put in the offer..

A lease is simply a contract and everyone agrees to those terms for a specific amount of time.

I'm looking for a little encouragement/advice on my situation.My goal is to house hack my first home purchase (because I simply don't see any other way to get into investing with my income).

Simply safe

Rates will come down and homes will hit the market but you will continue to have the problem that most people cannot afford a home and the numbers do not work for investment purposes.Mortgage rates are simply reflecting a price of front running the market.Those gullible will fall for the bait.

Any active strategy is going to take a lot of time that working doctors simply don't have.

I forget the number right now but if you are within I think 5 days from sale date the lender isn't obligated to reinstate, but still may.You may be able to delay the foreclosure by simply asking for more time, you are now the property owner and have some sway.A couple observations:You don't have title insurance as no title company will insure a trustee's deed in CA, so that won't help you.You won the auction based on your commitment to occupy the property (SB1079), so this is not a quick flip.To buy time and delay foreclosure you can file a stripped down bankruptcy.You can't stop payment on the 86k wining bid since you paid cash at the trustee sale.Generally trustee sale buyers don't have a real good feeling for the property condition, unless you do for some reason, so this is a wild card. 

Simply put, just buy the RE in the name of the Solo 401k.I am not a tax atty. or giving tax advice.

Many of my clients have found that rather than investing in one vacation rental in one place they have more fun simply buying in the LTR sector.