The comparison in incentives between mortgage loaners and private lenders resonated with me and gave me more things to think about and consider.

So if you’d like some more optionality or just another comparison I’d also recommend checking with Kathy Frankenfield & Barbara Drake at Kirkpatrick Bank.

By comparison to it's neighbors, CT is more owner-friendly.

The comparisons to total flu deaths at the end of flu season against a virus that is just starting to spread are laughably silly, but outside of that this thing isn't the black plague. 

I would love to know how this property perform and the comparison of long term and short term monthly income.

If you are 30 years old, hit your FI number, and handed in your 2-weeks notice to your employer to start out 2020 then your portfolio will have a more significant drawdown affect as a result of having a "down market' in the initial withdrawal period.For a more robust discussion on this I would recommend  digging into the Sequence of Returns Risk discussions with JL Collins (the FI guy, not the Built To Last guy) and Big ERN from Early Retirement Now

I am just wanting to see if we can't finance the 80K in renovations over some period of time as that would definitely help our CoC numbers.That is significantly aggressive in comparison to the 50% rule.  

@Mike Sola the second part you mentioned was the comparison of Hays to Williamson County.  

What’s the rent in comparison to market rent?

It has a sales comparison approach value of 150k in the current condition in 2018.