·Any entity chartered and lawfully doing business under the authority of any law of this state,another state, or the United States as a bank, savings bank, trust company, savings and loan association, or credit union, or a subsidiary of any such entity, which subsidiary is regulated by a federal banking agency and is owned and controlled by a depository institution·A consumer reporting agency that is in substantial compliance with the "Fair Credit Reporting Act"·Any political subdivision, or any governmental or other public entity, corporation, instrumentality, oragency, in or of the United States or any state·A college or university, or controlled entity of a college or university, as those terms are defined insection 1713.05 of the Revised Code·Any entity created solely for the purpose of securitizing loans secured by an interest in real estate, provide the entity does not service the loans·A Credit Union Service Organization holding a valid Letter of Exemption issued under O.R.C. 1322.05See O.R.C. 1322.04 for additional exemptions and exclusions and more details.

We don't discriminate or ask stupid questions to get our business busted.However, everyone wants to know, if there are some clues that this particular family will trash my property.I don't have any clues, I had cases when nothing predicted it and everything got down.

.- Downcycle Outperformance: MHC is the least sensitive property type to negative changes in GDP - the average stay in in MHC is 13 years, unheard of in residential real estate - resulting in stable predicatble cash flow with an ability to consistently, yet responsible increase rents.Lastly, a quick glance at some MHC investors and proponents:Warren Buffett is a significant investor in the MHC space, favoring the sector for its stable, predictable cash flow.

Some states even require both parties to be on title and/or on the loan unless a special instrument is signed relinquishing ownership rights by one of the parties.

"Core" stabilized assets are for investors with low risk profiles who want capital preservation and stable predictable cash flow with low risk (versus higher risk alternatives in stocks and bonds...or value add and real estate development).REITS, insurance companies, pension funds, family offices, very high net worth individuals/families who have already made their wealth, etc. 

The data I've seen predicts growth into 2020 and then leveling off for a bit.It's likely I'll be leaving the city next year.

Also, no one can predict the market, but there are 8-12 year recession cycles and we are in the 10th year currently, meaning when your tenant's lease is up you may find it harder to sell and easier to rent.... maybe, maybe not. 

Lastly, although there seems to be conflicting views on whether buy/sell cycles can be predicted in certain markets, I want to make sure I'm not overpaying.

To be fair, all those predicting doom could very well be right...this year. 

If appraisal algorithms are able to predict home values within 1 percent of the eventual sale price, this will have huge implications for the appraisal industry, as well as lending as it would save hundreds of dollars and speed up the loan process.