I have way too many tools/supplies for an apartment and a very high drive German Shepherd.

I invest mainly in Tampa Bay Area but will start flipping on the side from next year

Main thing here is your credit utilization rate: if you want to refi down the road, it is best to keep credit utilization as low as possible to keep your credit score up.

I have colleagues that have gotten caught up in those mainly promises of large loans you know 10 to 100 mil.. its coming next week just need the Sultan of Burnai to sign off that kind of BS..

We won out mainly for purchasing without a loan (yes, hard money, although strong, can still go sideways in a deal).

Good afternoon fellow investors,I just closed on my first rental property, which consists of a main house with 3 attached smaller units (efficiencies) - this is very normal in this area- , everything is on one meter.The previous owner used to live in the main house and therefore all utilities were included in the smaller units's rent payments.

Mainly investors/landlords or home owners?  

And the demand is only going to increase incredibly over the next two decades due to demographics and lack of supply and building. 

My main questions:Should I hire a general contractor to manage the entire renovation, or would it be better to hire specialized contractors for each part of the project (flooring, paint, HVAC, etc.)?

The main thing is, taking the training will educate you in the foundational aspects of real estate which only helps you.