I'm competent, local, and a realtor, and I'm looking forward to developing a winning system.

The best we can do is to share our experience and drive business to the Lenders who operate with integrity and make it a win win

Thirdly, there is no win-win when you have to shell out $20,000.00 up front, only animosity which will develop in time after you realize that you have been duped and are kicking yourself in the *** for taking the "bait" - too late now.

If I can put down 5%, retain a lot of my savings/emergency fund, and pay less than I would renting, then it's a win. 

Again, depends on the market, and many other factors, but it's a market large enough that, if you make the right moves and work with the right consultant, you can easily win at as long as we don't have an entire market collapse. 

I called the customer service and they suggested me to activate instant booking.

You win the real estate game by never being a forced buyer or forced seller.

That is a win and is usually way higher than the old landlord rent.Once you show them data and allow them to be a participant, you are working together.

If I were a lawyer there is no way I take this case not because it would be hard to win but because of the consequences that would occur. 

There will be lawsuits....you may win the lawsuit, but if you have to pay expensive lawyers and spend time in Texas on the defense in a hotel, with meals and all other expenses...it will not be fun.One thing you have to think about is if you are an accredited investor or hang out with plenty of accredited investors.