How much it will affect your DTI depends on your existing debt obligations, income, the mortgage of the primary home you want to buy, and the mortgage of the house hack property.I recommend using the 5% down conventional loan product to house hack and only use FHA if you have to since there are more restrictions involved.

It's all about personal relationships with productive agents.

.**** An important note for people with AC Units at their rentals, there is a product that is the equivalent of fix a lot for AC units.  

If you do install any Cadet heaters though, for the love of god please pair them with the manual knob-style thermostats - the Cadet electronic programmable thermostats are maybe the single worst product I've purchased in my renovating life, and were replaced almost immediately after installing them.Doors and Trim. 

Nobody has a "right" to use a specific product or service.

My product is slightly different, it's more about connecting borrowers to lenders, so I don't think I need to learn about Fannie Mae at this point.

We are here to assist you with any properties you are looking to invest in on our site or anywhere.To your success, Zach >You certainly could include 5% capex, but this seller has not as the home has been recently renovated or newly built, meaning you would not expect large capital expenditures within the first 5 years at least. when a product is placed into service its lifespan has started.

Conduct thorough background checks and reference interviews to ensure competence and integrity.Analyzing ProcessesEvaluate the efficiency and effectiveness of operational processes, including production and logistics.

Things like receiving product deliveries and putting them away.

Rates, closing costs, and points also play a huge role in making the right move and can save you extra.You also want to make sure you have multiple terms like ARM products, Interest Only, No Prepayment penalties, etc.If you want to talk REI feel free to reach out I enjoy helping when ever possible.