Imputed value comes from taking the assessed value from the tax assessor and multiplying by the applicable factor that the PA Dept of Revenue has determined for that county and year.

And make sure that all items necessary for you to get the best rate possible from your carrier (like 4 point inspections, roof attachment points, pool enclosures etc) are present or available.One nasty little factor that can't be helped is that every time you buy a property for more than than last owner paid - you will have a tax bump due to re-assessment. 

The interest rate on a loan is one factor (of many) you need to consider when building a rental portfolio.

When house-hacking with 5% down, returns on cash invested could be huge when you factor in the appreciation gains.

Marty,Avoid templates because they are specific to certain factors and by following someones BRRRR you open yourself up to mistakes. 

Issues like contractor delays, supply shortages, or unforeseen repairs can extend your timeline, which adds to your holding costs (mortgage, utilities, etc.).Tip: Factor in extra time for delays and have a backup plan to stay on track.Over-Renovating: Many new investors fall into the trap of over-improving a property, especially when they try to bring in their own taste.

Focuses on the ability to service debt, making it a key factor in financing decisions.

You will also have to factor in rental days vs. personal use days.This is very complicated.

Most mold is on the surface and can easily be removed with a bleach solution or one of the many mold treatment products available.

Anything 1-4 units is valued off the sales comp approach, so no, income does not factor in.