Frankly, they are distracting to me... not exciting. 

Bidding on your own against the other competitors has its own intrigue, with the pros all playing lots of games to distract you, or to try to get you to overpay, or sometimes offer you cash to walk away (illegal), and more. 

I think your front door is odd and distracting. 

I apologize for the late response, I had quite a bit distracting me.

I am 4 months in to writing our acquisitions document, but I always get distracted by something else.

I am just a little bitter that I had the wealth building mentality as a teenager and it took me 20 years to get back to it, I kind of blame college for distracting me as it kind of trained me to get a job and work hard at it and increase salary.

Can you agree with this and we can move on with the discussion between you and I without these distractions?

The more complicated the proforma, the easier it is to distract someone.  

@George GammonRamsey works for the average, but is a distraction for people that want to create big wealth.

The best way to pay off debt and increase your income streams is FOCUS on MONEY MAKING ACTIVITIES.If you are distracted by constantly thinking about eliminating bad debt, your income will most likely stay the same.