Two-thirds of our economy is consumer spending.

Office of the District Attorney,Consumer Protection Unit, 600 Administration Drive, Rm 212-J,Santa Rosa, CA 954032.

The rule of thumb is that expenses will consume about 50% of the rent.

This is time consuming and can cost you a lot of money up front before you even begin to rehab the building.

There's a growing backlash among everyday folks that the federal bailout will be a disaster - there were articles all over the press this week regarding the rising tide of consumer frustration and anger expressed at the bill and what it represents.

But even then I’d make it conditional, according to the rules of my living trust, upon at least the following: A) Their mortgage payment is 1/3rd of their income or less, B) They have no consumer credit card debt, and C) They have not willfully misspelled any of their children’s names on purpose, just to be different (another pet peeve of mine).

Tracking down the ex-wife and those kids, new wife (who may be estranged from the family) and those kids and getting all of them to sign off on the sale can be time consuming and EXPENSIVE.

Do not take on any consumer debt.

I represent roughly 30 Lenders, and REO asset management companies...I will stick with the less risky stuff..If you think a jury of 12 will rule for a lawyer over a consumer... pass me what ever you are drinking or smoking!

If you go this route as a consumer (buyer or seller) I would strongly recommend you have an attorney triple check the transaction.