I am attracted to the idea of opening a modestly sized HELOC as a "just in case." 

Then I call a couple more people and get a couple more no answers or not interested and then I get a hold of this lady who right off the bat was very polite very sweet and we hit it off right away.

.- Target desirable areas: Research neighborhoods with strong fundamentals, good schools, and amenities that attract buyers.- Stay informed: Keep a close eye on market trends, interest rates, and local economic factors that could impact your investmentsI also lend on fix and flip projects so let me know if you're looking to get an additional quote for your next flip! 

I understand that an advantage of note ownership is that its typically viewed as a more passive investment (no 3am toilet phone calls) and that is what attracts me to this concept. 

What makes these areas particularly attractive for investment?

They sent a term sheet which was actually downright attractive so I paid the $197 application fee.

I agree I need to re-run the numbers with homes that have higher CAP rates and see if the numbers start to look more attractive.

Jude Children’s Research Hospital provide economic stability and job growth, attracting residents and supporting the housing market.

.- Family Appeal: With good schools and amenities, it attracts families, making it a desirable area for potential buyers.2.

Hopefully that attracts more work for the construction company.I have a Facebook page for helping people with their house issues.