This can be either because they are not yet starting families or because they have alternative ideas regarding education (private schools, coops, homeschooling, etc.).

Is everyone who is using private money only using accredited investors?

You also validate via a questionnaire whether the potential lender is "accredited" vs "sophisticated" another big topic in and of itself.Each state has variations of how many accredited vs sophisticated investors you may borrow from.

Get your accreditation and then go looking for a firm or have a firm to pay for your education?

The I believe the group that does CPM and ARM accreditation sells a cost of doing business book that breaks down typical expenses for apartment buildings in different area of the country.

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This is why I always use and strongly recommend using contractors that have the accreditation as a Certified 203k Contractor.

But I'm not an accredited investor so I cannot participate through the regular syndication route is my understanding.

@Jason GravesI’m an accredited investor, what are you looking to do?

:Not that I like the market price of the Cohen & Steers REIT (RQI), but based on what you are calculating from the syndication world- how do you justify the risks accredited investors are exposed to in syndications (which they often don't understand, even if they think they do) with that level of return vs buying that REIT yielding 8%?