Definitely @JH Bridge.

Private / bridge lenders are going to be less concerned with occupancy when it comes to a bridge or stabilization product.

While I am not opposed to that in the future, I have not crossed that bridge just yet.

What about a bridge loan or bringing in an equity partner?

@Donell Sousa If you plan to live there as @Neil Henderson mentioned then I see no immediate drawbacks to taking your time and renovating over time.Another option you may want to consider if you're looking for a short term flip is to use a bridge loan (e.g. hard money lender) to make the initial purchase and use your capital for the renovations rather than the initial purchase.

In fact, I’d be very leery of any HML who would finance you now without a written assurance of some sort that you are already pre-approved for the refinance.It’s much safe for you to find a commercial lender who will provide your bridge financing now with an automatic conversion to a longer-term loan.

And I'd also be risking that the 3.25% rate increases, which would offset the savings even if a bridge HELOC had a lower interest rate.Curious on your thoughts. 

I have seen some companies doing smaller deals ($5-10 million) but those were bridge loans.

I’ve figured a bridge loan could give me about 1-1.5 years to find a new partner without losing the site.Who can help me this?

Was your initial loan a bridge loan with 0 rehab funds?