Pardon the typos - typing fast and didn't proof!

.: Subject To and Wraps are very similar and yet, very different.Subject To & Wraps share these characteristics You are taking over payment of the mortgage and transferring the property into your name You become the owner The loan does not get paid off The lender can and sometimes will call the Due on Sale You have to have money or credit to solve a Due on Sale call They are used when someone doesn’t have much equity and doesn’t want to pay a real estate agent They are used when the seller wants to sell fast They are used when the property isn’t really a good candidate for the MLS because of the condition of the property They are used when It’s a unique property and it’s hard to find comps They are used when it’s a distressed situation that needs to be resolved They are used when the monthly payment is below market rate (that means it cash flows) They are used when the seller wants to avoid the hassles of listingSubject To & Wraps Differences In a Subject To, NO new mortgage is created.

Your comment: "but I have found a lot of fast, concise, well put together answers to most of my questions on Chat GPT/Open AI."

I'm sure if this is a hard and fast rule, demanding an ID in order to work with someone to make a nice commission - they probably have a bunch of other exclusively self serving demands of their customer.

She went on to run a few C 21's  and was a trainer for Floyd Wickman ( one of the true great Guru's).Fast forward to today.. and all her business is by referral.. last year she closed 15 million or little more with no one penny spent on advertising... other than signs for the properties..

Personally I think the margins are too thin on arbitrage to make sense, but its an inexpensive way to get experience fast!

If you're trying to salvage the carpets, you'll need to get them bone dry in under 24 hours to avoid mold--so,  it's a race against the clock to get them dry fast.

And you're seeing that in the headlines now as Detroit "dethroned" Miami as the highest appreciating market recently:https://finance.yahoo.com/news/detroit-dethroned-miami-faste...I'd also recommend checking out the State of The City Address from the mayor the other night.

I don't take offense to your challenge, but one thing is certain broad stokes via percentages can get you in trouble very fast. 

Those properties are likely to book up fast, and probably do already, leaving the other 90% for the rest of the guests who don't plan ahead that much.