Tracking down the ex-wife and those kids, new wife (who may be estranged from the family) and those kids and getting all of them to sign off on the sale can be time consuming and EXPENSIVE.

Do not take on any consumer debt.

I represent roughly 30 Lenders, and REO asset management companies...I will stick with the less risky stuff..If you think a jury of 12 will rule for a lawyer over a consumer... pass me what ever you are drinking or smoking!

If you go this route as a consumer (buyer or seller) I would strongly recommend you have an attorney triple check the transaction.

The process can be challenging for many consumers but you can benefit from the assistance of a trustworthy and knowledgeable person, such as REALTOR Michael Saad.

I usually make my own mailing lists even though it is by far more time consuming - I also design my own mailers but the printing cost and mailing cost can be pricey.

But it is very time consuming and it takes patience.

You may have had a great credit score when you first purchased your home, after years of mortgage payments, credit cards, car payments, and consumer loans may have banged up your credit a bit.

This is very time consuming so I would hire this out as soon as I could.

The consumers job is to protect the fruits of their labor.