Yes, I've heard that with first bank, but to be fair, I've heard many people complain about all 3 of them.   

This might be a silly question but have you ever been successful in getting the developer to finance it for you versus a bank or other loan?

You can take a mortgage with a Mexican bank.

@Jamie Banks if you are using them for account too, I can see it but is there any advantage if you use your current bank?

While it provides a steady income stream and potential appreciation, it demands active management, thorough tenant screening, and may involve higher vacancy risks compared to traditional leases.

CU and local bank is the way to go for that product specifically. 

We want to avoid letting money just sit in the bank account when we know we could be making it work for us.

For example, bank accounts we control and specific investor capital accounts are all tracked in this same software.For our investor reports, each month we download spreadsheets, write a narrative for the month's performance and then export it all to a PDF.

traditional Lessons learned?

Because interest rates are high right now it probably doesn’t make sense to pull extra cash just to stick it in a bank account.