I'm looking to jump back in but need to explore new strategies and may be out of touch with the market.

Others have touched on this but you have to really consider the value of that extra 20% to you and your future plans.   

If not, let's still stay in touch for future opportunities

what ended up working and how can i get in touch with you?

Another benefit of a Heloc is that you don't touch your current mortgage on your primary and  get to keep your current rate.

Message me if you want to chat further on this, I'm in touch with the sales office already. 

Obviously, I don't know anything about your finances, so for all I know, you may have a few million in the bank, and this project is just a fun experiment that wouldn't even be a drop in the bucket if it all turns south...but, regardless, you'll want to model out what would happen if this project crashes and burns...As you may know, managing a rental in a D to F area (or even a C area) is usually not recommended (for many reasons), and funding a rehab with credit cards is also usually not recommended (again, for many reasons). ...even highly experienced investors often won't touch anything lower than C grade because of all the difficulties of managing and re-selling them...If you're dead set on rehabbing the place and keeping it, I'd strongly suggest studying up thoroughly on the local rental market and tenant pool (e.g.; rent medians and lower and upper bounds, typical days on market before securing a tenant, local vacancy rates, tenants' typical income, education level, employment opportunities, credit, and rental history).

if you wanted to get in touch by phone my email is croberts9779  @ gmail.com.

They all have their own Facebook groups and I think that's the best way to stay in touch and see when the next meet ups are.

Our goal is to put you in touch with the right lending team to accomplish your goals.