My actual experience has been very varied.  

Hi Kevin, welcome to the community! 

Quote from @Jimmy Lieu: Quote from @Alex Clark: Looking to buy a property in OhioHi Alex, I'm very familiar and have worked extensively in both markets.

A note failing after two months is a pretty rare event Aloha is a very experienced lender. 

My guess solely looking at your numbers is that it's an older/distressed property which means you have to account for more costs in capex. 2nd thought being it's not in the best of neighborhood then you'd have to take into consideration lower quality tenants/ neighbors and maybe increase expected vacancy and late payments.

Welcome to the community, Hiram! 

My client (the LL) directed to include the onsite frontage screening landscape outside the fence as part of the leasable SF even though it's not useable by the tenant.

One thing I would mention in here is to know the numbers but know the ARV..

You have to be there early (15-20 minutes before the first possible stop) and you have to approach the sheriff.

Depending on the quality of the lead, how much work you’ve done with them, the exact source, the property in question, etc, they may range from worthless to worth a small referral fee.