These “good” numbers must be compensating for some kind of pain that cannot be quantified on a spreadsheet.I would summarize it this way: If you can take the pain, the gains will come.

To summarize, how do we decide what is the better option....smaller town we'd love, or something slightly bigger. 

@Slocomb Reed, you can search numerous threads or Dodd Frank regulation, but what you will find can be summarized as followsDodd Frank Act, and administrative rulings by the Consumer Financial Protection Agency, are unbelievably numerous, hard to interpret, subject to subjective judgements, have harsh and draculon penalties for even small or inadvertent infractions, and cases are being pursued by trail attorneys both as individual cases and as part off class action.So, a lender set up to do a huge volume of personal mortgage loans may find the risk acceptable, the enormous investment in compliance and personnel  and procedures a cost of doing business.Private lenders do not have the time, money, staff or risk tolerance to be in this market. 

Here is a recent article that summarizes a few of those more recent findings including the Zillow one: https://www.energysage.com/solar/why-go-solar/increased-property-values/.

Most of my research about Milwaukee is done for my personal investing anyway, so I just summarize it for my YouTube subscribers.

@Jay Hinrichs all good points -- I think you've summarized my own hesitation in working with them.

He summarized it into broad categories on my taxes: Business Travel, Office Expense.

To summarize, we are losing 100k jobs and replacing them with 30-50k jobs, which effects the economic effect of the 100k job, hurting the creation of more employment.The second conference was with Dr.

@Matthew RenselWould be helpful if you summarize the coverage you haveOtherwise:  Construction policies, cleanup, deductible levels, definitely get the income loss, D&O, make sure you have a business travel or commute coverage - you send someone for a bucket of paint and they get in a wreck, your regular policy might not cover. 

I've done one deal with NWA down here in San Antonio and to summarize, they're a wholesaler (read property supplier).