As a new fix and flip investor lenders will typically want to see 20% down payment and will be able to fund 20% of the rehab budget (80% LTC). 

Rodrigues is an awesome LOCAL lender, who works a lot with foreigners.

I recommend reviewing your local laws to understand the requirements involved.

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Are you looking for better loan terms from the lender?

A lot of Hard Money lenders don't like to fund on land.

There may be some lenders that might be a little more "borrower friendly", but I haven't found them (nor do I have the time to look for them).You might be able get better terms if you "house hack" by getting an FHA loan, but I don't generally work with those loans.

I am actually doing a flip right now and hard money lender isn't the easiest to give us a loan for the rehab (draws verse pulling all at once, which is normal).

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Second Street is an international mortgage lender actively investing in Costa Rica.