Otherwise you can let someone else do the acquisition, rehab & tenant placement via turnkey for example, and just accept that you are going to be paying retail. 

I don't know your market, but here in Baltimore a $95k turn key home is not in a homeowner/retail neighborhood.  

Is it appropriate for a Real Estate Agent to wholesale an "as is" property that is not marketable on the retail market (due to poor condition, deferred maintenance)? 

Your easy alternative is Turn Key, but the downfall is that you pay full retail for the property. 

You will likely get a lot of high bids, but eventually you should come across someone that has a bid significantly lower than the average retail contractor and can show you examples of their work. 

Assuming time is your most valuable resource, I would say skip the residential game and buy an aged LLC, LLC business or start a LLC, and prepare to do a multi/office/retail deal in commercial real estate.

We had to buy the property retail in order to get the right location.Most important:  It has to be clean and neat when guests arrive.

Get your license and sell it retail

We get to benefit from much higher rent demand and lower taxes in Indiana than Illinois our typical turn key is about $90,000 to $125,000 and rents from $1100 to $1350 There is a lot of opportunity with all the railway and airport expansions in this area and we are seeing retail housing jump 10% plus.

Also get multiple bids for ur floors cause as a small retailer I can beat Lowe’s and Depot on price and install.