The owner was motivated due to personal circumstances and wanted to avoid the hassle of listing the property publicly.

@Bob Asad I like the individual sub account method escrow account, but there are multiple different ways to hold security deposits and multiple laws in different states.

Low LTV, 30yr fixed @4.5% personal (1)• Investment condo - new const. high end purchased w/1031 (from 20yr quad) in 2019.

FidelFidel,When I saw your question I got interested as most Canadian investors are rather running away (or pausing) from investing in RE in Canada.But to help in your journey, here's what I can share mostly from either my personal experience or discussion with relevant professionals. 

And I don't think they're taking applications yet, but you'll likely have to apply in person.

The property is insured on your behalf, personally. 

Caution:  Personal credit card financing is a huge risk and good luck finding 0 percent interest today.

The owner was motivated due to personal circumstances and wanted to avoid the hassle of listing the property publicly.To negotiate the deal, I started by understanding the seller’s priorities.

Or a personal loan if interest rates aren't cost prohibitive?

First of all, my personal credit was a very good at 735 midscore. 100% financed tidied it up just a little bit more with  just cleaning up a couple of things on my credit.