@Sean Sloop if the investment were made prior to purchase without the lenders knowledge it would constitute loan fraud so there is that to consider. 

If it's different there is a good chance you invalidate you Permit and open yourself up to fraud charges.  

The first time I tried contacting them I was on speaker phone with my neighbor in the room and he verified his identity to them and asked them to speak with me.

For instance, if the house has no furnace and there's a higher FHA offer, then it will not be accepted because they already know the financing will not qualify.Two completely identical offers, one cash and one hard money .. yes cash is superior. 

Almost every applicant that comes to me with a foreclosure story has someone else to blame: medical bills, divorce, identity theft, etc.

I have had clients who have been investigated and targeted for mortgage fraud as a result of signing loan documents stating that a home was to be their primary residence and it never was.

I have almost identical homes... old brick row homes, their backyards bump up to one another.

Now if someone is convicted of fraud or some other nefarious scheme in connection with a real estate transaction then that might land them in jail but not normal buying of property subject to or any other way.

EquityBuild and its leaders, Jerome Cohen and son Shaun Cohen, raised at least $135 million from more than 900 investors starting in 2010, according to a civil fraud lawsuit filed by the SEC last August.

Strong fundamentals needed are a given but you can have 2 close to identical companies but one has a really strong marketing machine so stands out as different and enticing.