I’m looking to connect with some surplus / excess fund recovery pro’s.

You may wish to confirm that the new 401k provider will handle the ongoing compliance support such as any required 5500 filing (e.g. 5500-ez for a one-participant plan with assets in excess of $250,000), any required tax reporting (e.g. 1099-r in the event of a distribution or in-plan Roth conversion), mandatory plan updates and amendments, etc.4.

:)jokes aside, it does seem extreme and I would probably follow up with the agent/seller asking an explanation why the extremely high excess charges.

Then, you can pursue an Excess Liability policy that overlaps and extends some of the limits of your existing liability coverage.

Investing in general is significantly easier when you have excess cash. 

Everyone uses different rules of thumb, but I've typically seen the following:$500-$1,000 per unit in Replacement Reserves (usually lender required anyway), and1or 2 months of operating cash flow (to cover expenses and debt service for a month or two if any excessive vacancy occurs)Beyond that, it is a personal preference.

Who’s responsible for the removal of the ‘excess’ of parge etc on both sides?

Nothing makes real estate investing easier than a massive salary and lots of excess cash.

The ROI that is quoted/projected on these to the syndication (funding partners) is often in excess of what the income could sustain/justify.

Part of me wants to flip the house and move on without any excess ‘baggage’.Looking for some input from the Bigger Pockets community on how to proceed.