The days of the intermediaries extracting a few from both sides of an agreement are long gone.

I've heard good things about this tool https://docparser.com/blog/extract-data-from-pdf/ but it looks like it gets expensive quick so it depends on your volume.

Some new information that came my way was that they purchased the home for $93,000 and extracted some equity so that's why they owe $108,000.

In this way cap can be improved.I am seeing however lots of sellers and listing brokers where the property for that value has already been extracted.

My question is once you hit retirement age, how is the property extracted from the IRA ?

You can always get a loan against it to extract the capital later or use it as collateral against a bigger purchase.

Extracting money via a refinance from either appreciation or value adds do not get taxed until the property is sold.  

In the C/O Refi scenario, I'm using a 70% LTV ratio against the value of the properties, then subtracting the liens and the borrowing costs to get an estimate of what I could extract.

In our case, it just felt like another tax to extract monies for the city coffers.You may want to call your city anonymously and just ask what the process is if you bought a house and prior work was not permitted.

(Extract lists, cold calling, etc.)