There are other risks in different markets that will drive insurance costs. 

@Ashley RuddCongrats on passing the test and getting licensed!

Hey Justin, You sound like a prime candidate to take advantage of section 121121 qualifiers Must live in the home in the past 2 of the 5 years 24 months non consecutive required Must have owned the home for at least 2 years Only one spouse needs to meet the ownership testBoth spouses need to meet the use test Neither spouse has excluded a gain / used section 121 in the past two years Must file jointly for the 500k exclusion

Might be a bit of a drive but we've met some great people there.

So much demand from out of state investors drive the prices up for 2-4 units.

This works because, for short-term rentals, the IRS rules allow income to be treated as non-passive if certain conditions are met, such as offering substantial services and meeting material participation tests.

Maybe Vrbo is doing more a/b testing.

For now, for any bookings, I will drive from the website to an STR platform like AirBnB. 

What are the key factors driving gentrification in West End, East Atlanta Village, and East Lake?

I'd rather spend time meeting people and fostering real relationships than driving people bonkers with cold calls!