I tried to be really conservative with my numbers.

I know they will be worth $650 conservatively per month in rent but could def see $700/month as well.  

If you can work the numbers to where your cash flow is positive, with the built in conservative numbers, you are on the fast track to financial freedom.

However that doesn't mean you shouldn't be conservative and think ahead before buying a property.

I made a couple mistakes in the calculation, but conservatively, I will still either break even or may lose up to $100/mo.

The conservative thing to do, even if you plan on managing yourself, is to account for PM and pay that 10% to yourself. 

My goal (considering TVM principles) to get my money back within 5-10 years and for net present value to be better than selling and putting the cash in a conservative portfolio of stocks/bonds - which would be for me: 25% stocks/65% diversified bonds/10% cash or something of that nature yielding 3-4% after tax.My challenge still.... is the math and comparative analysis with different seller financing structuring. 

They are ultra conservative with their underwriting.

I'm being conservative with my ARV estimate, especially since there are few comparables, but it could potentially sell for 252K. 

Address: 717 W Kaley St Orlando, FL 32805•-I looked into the crime rate, which seems pretty high online, so I am most likely going to shy away from Orlando, but practice doesn’t hurt •-I looked on craigslist and Zesimate and it looks like rent will go for about 1200-1500 for a 3bed, so I’m going to estimate 1200 to be conservative •-This property is also listed for 70,000 – I want to estimate 20,000 for rehab costs ( I am still reading up more on estimating rehab costs) ,but for numbers sake, I will use this number for now.