Obviously this involves a great deal of trust on both parties but this is in ample supply as I mentioned above. 

@John Casmon raises some very good points about the refinance. 80% LTV is attainable as a loan amount - but in your spreadsheet, you need to look at loan PROCEEDS, not loan amount.

We really enjoy hearing the success stories because it lets us know that it is possible, IT IS attainable and people are doing it RIGHT NOW in today's market.

When you walk in, the bar is on the left and they have ample high top seating that is perfect for networking, not to mention happy hour specials fro 4-6pm.To take over seating for what is sure to be a stellar turn-out, earlier is probably better.

I've been an active real estate agent here in Atlanta since 2010 where I've specialized in assisting investors with attaining investment properties.

I actually have the opportunity to attain an MBA without having to pay tuition but the opportunity cost involved with time that has to be invested to achieve an MBA, in my opinion, is not worth it.  

While i hope to use my goals of real estate to build assests, i want to show like paths a d backgrounds that financial stability and security is attainable through everyday resources.

Which I know is loan to value, from what I understand the lower the better to avoid pmi and highest interest rates. however just starting out I would believe my Ltv would be no less than 75% because I want to attain multi family units less than 5, so I would need 25 % down, using a bank loan. 

I also know from experience that it's pertinent to keep ample cash reserves while investing in RE for unexpected repairs, etc.

I work 40 hours a week besides that and have 5 rental units I manage.My goal is to attain passive income.