If you have a need to increase your rent more than 5% you go ahead and do so with the knowledge that you will lose a tax benefit. 

Some of them messaged me to say be careful, as they felt I was being encouraged by the program to have a wreckless disregard and take a dicey flip gamble and lose money.

you're not really 'paying off a loan' on a property if you're using a different loan to do it. and if you use debt as a down payment on a property, and finance the rest with another loan - that's a very expensive way to buy something. and you most likely will lose money.only you can decide what's best for youlet me know if i am missing something

But at the same time, we also hear story after story of the investors losing almost everything at some point or losing large amounts of money due to the financing. 

I have enough in savings to pay for it but I keep asking myself should i just sell it and get it off my plate and lose the low interest rate or bite the bullet and do a big rehab and continue renting it out.

this is a great way to lose money and there are endless examples on BP of folks in HCOL areas who have done this and regret it.in a couple years maybe you can keep your condo and rent it out if you're under the cap. 

@Robin Simon im afraid im losing out on potential equity on my property with another product that is not IO.

However, its highly unlikely that an owner will keep a dog property, that loses money, constantly requires repairs for 37 years. 

Because then you would lose your expertise of yours.The cost, is always manageable when you yourself as the manager of the house. 

On your last quote, I often tell people there are properties that they could get for free that they would lose money on.