There are handful of crowdfunding lending companies emerged lately.They all seem to share a need to be an accredited investor to start investing.In order for an individual to qualify as an accredited investor, he or she must accomplish at least one of the following:1) earn an individual income of more than $200,000 per year, or a joint income of $300,000, in each of the last two years and expect to reasonably maintain the same level of income.2) have a net worth exceeding $1 million, either individually or jointly with his or her spouse.3) be a general partner, executive officer, director or a related combination thereof for the issuer of a security being offered.How strict is the accreditation requirement is being followed?

Recently, I was lucky to sign a deal using an option agreement like Seller's finance, when you pay an Option fee, secure a deal for a couple of years, and do not pay the down payment.

Feel free to reach out if you need any assistance or have questions about securing financing for investment properties.

I know some landlords rotate locks but personally, I'm not comfortable with that as a secure option.

If some applicants fall below your requirements, then everyone would be considered "conditional," you can raise the security deposit to mitigate your risk of someone breaking up or defaulting. 

Pros to my current position: Secure, w2, pay is above average, benefits are stellar, schedule is somewhat flexible (can leave if I need to without penalty; vacation when I want - utilizing banked time on both), 3 miles from home, and hopefully a pension in 17 years. 

I am surprised that my lender is asking me to access Social Security Records and a tax transcript.

Hi Sean, There are many programs for international buyers to secure financing. 

I think they get a sense of security when booking through one of them.  

I'm going to look into those, I've never heard of them before but always interesting to see what security and tools are out there. appreciate it!