What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I only have about 2 grand in savings, 10 grand in stocks/roth Ira/401k, and credit score of 760.

Your response was incredible.

What's the lowest credit score you will allow?

BTW, I have a great agent, an 800+ credit score, a high paying tech job, no debt besides my mortgage, a home that's difficult to get a HELOC on because appraisers can't figure out what it's worth (I live in the country in a very unique mid century home), but only a small amount of cash.

Her credit score is good at 745 and frankly, we could pay off some zero interest credit card balances that would likely bring her score up near 800.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Additionally, the growing population in Memphis ensures a consistent demand for rental properties.For someone new to real estate investing, partnering with a company that provides a full range of services can be incredibly beneficial.

I've been diving into this since my college days, and it's been an incredible journey.

Hi Daniel, Depending on your FICO score, the rate on a DSCR loan is pricing relatively better than a conventional loan.