Any ideas how to lower this or use it as a owner occupied property?  

While 1031 exchanges are governed by federal law, some states have their own nuances that can impact your transaction.

Can you generate a report in Buildium to download a CSV file to upload transactions to Stessa via the Stessa CSC uploader?

This is what is pushing up rental demand for small MF properties that having lower rents, fees, or total move in costs compared to other larger commercial apartment complexes.

I would pay one of them to review the full details of the transaction and give you a road map of how to proceed before going any further.

MOST transaction aren’t BELOW market, although I’d venture that 85% of those buyers BELIEVE they’re purchasing real property at a discount.  

Not everyone has the same priorities - some care about interest rates the most, other care about the points the most, getting the most leverage, closing timeline, reputation, smoothness of the transaction, etc. 

DSCR right now is going to have better rates and lower cost right now.  

For instance, someone making $500k a year and living in a very highly appreciating market might be extremely happy on a deal that loses $200 a month but is getting 5% appreciation on a 2 million dollar property in San Diego, butut that doesn't make sense for the investor with 30k and a lower paying job.When it comes to the book series I agree with you that the order doesn't make sense (having read both).

@Jerry Cox Hey, I’ve done several transactions with Opendoor on both sides.