So, as a rule of thumb they might be considered at half the value per square foot as above ground space.

Eventually all that will be left on VRBO especially (Airbnb still has the "rent a room" advantage) is bums on both sides because good guests and good hosts don't need the exorbitant fees and piles of rules. 

I think it goes back to your original statement  each state and then each county can have different rules for how they handle these funds.I know Oregon likes to gobble them.. 

High inflation, wages not keeping up, supply slowly rising, demand slowly falling, rates pending for a controlled easing... these factors point to a correction but nowhere near the depth / breadth of '08.NAR ruling is also another factor (though many agents will disagree) that will take much longer to see its effects but is pending for some housing adjustments.

With VA, there's really not a hard and fast FICO rule and it's up to the lender.

Grouping allows you to treat all your real estate activities as one, making it easier to meet the participation requirements for the syndication loss you received, even if you’re a limited partner.However, using that loss to offset the capital gain from the sale of your investment property depends on passive activity rules.

A lot of times that will get you greater than the 1% rule

Rule of thumb is 6 months after purchase is the soonest you can refi.

Of course, I had learned to play by the rules a little better by then. :)

We are not eligible for capital gains sheltering under the 2 out of the last 5 years rule.