The basement has consistently been linked to the first floor, which features an extra bathroom, a living room, and a spacious office.

1) Only about half the states require disclosure.

Single Room Occupancy (SRO) or PadSplit / CoLiving are able to make a ton of income, especially if you modify the house with a couple extra bedrooms. 

I'm just wanting to know about what MOST people probably have no clue about and hoping I can get someone who does to answer about is it legal for a lender to change a payoff KNOWING that there was no extra fees, interest etc that was actually owed for a higher amount with the purpose of then sending money they received IN ERROR to then pay their borrower back the extra money on the side.Again, long story short, my well over 2M was sitting in escrow with a closing attorney. 

Paperwork to be signed is mailed back and forth and we only do our own lease as a formality and an extra chance to go in and check out the apartment to see if we need to fix something.

They'll be all sorts of SIGNIFICANTLY EXTRA tenant complaints!

What happens if the tenant takes an extra three days to move out?

Cover half the mortgage/utilities/insurance/taxes etc 4.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

As mentioned if the holding company is not solely holding or owning assets together funneling monies as a loan would further complicate if there is a default but also cause you to file extra tax returns = $...Yes you are taxed on interest income or any money that you make, does not matter how you structure it, what comes into play is not how much your taxed but how much you pay someone to figure out for you how much you need to pay and each layer is an added cost.