I would go a step further and say there is a Thought-Cancer in US Society today that people feel there not only entitled to affordability, but that it's focused to and for THERE "affordability".

-----I am curious about the general feelings out there because I can be a bit hypervigilant, and posts like these drive me nuts. 

It’s a good idea to speak directly with an insurance agent who understands multi-unit properties to customize coverage for your specific situation.

They work for my mom because it is a lower commission split, I feel like I am struggling because I have no leads.

Feel free to inquire about their staff qualifications if it's a larger organization.2.

If the property manager feels guilty or wants to make the problem go away, they may negotiate a settlement with you.

That cost is for 17-18 piers - this was consistent between the 4 contractors we got bids form and we are waiting on a response from the engineer about how many he feels are necessary.  

But when you start getting into the thousands of dollars on this stuff it just feels predatory. 

I know these lines of credit are typically variable rate and interest only but when I am buying deals with 20-25% equity that are new construction and cashflow around $500/mo with this loan option, I feel like I have hedged against those risks fairly well.

Our actual carriers used to be Secura, but they seem to be getting out of a lot of insurance lines or pricing so high as to have customers drop off, and we just moved policies in Nov. to Hanover Insurance.