I tend to buy in the Southern half of the US for 2 reasons:1) you get much higher year-round occupancy rates in the South & it’s simply tough to earn a good ROI in the North if your place sits vacant for a big chunk of the year2) Culturally, the Southern half of the US seems to be a lot more accepting of STRs regulation-wise.

Love the people, the places and the culture - the most underrated city in America, in my humble opinion.If anyone has suggestions or connections for investing in the Saint Louis area, I'd be super grateful for the insight! 

A lot of military families live in Georgetown to take advantage of the schools, culture, shopping, and home appreciation.

Personal debt-to-income ratio is not a consideration for underwriting these loans.In the alternative, some people go to private lenders (in simplistic terms, groups of wealthy people who have pooled together to form a mortgage company) who are willing to lend on investment properties that banks are not willing to underwrite.

When you have the track record and established relationships, it will be a lot easier for other investors to jump on your deals.Here's a post with a few more ideas:https://www.biggerpockets.com/member-blogs/10850/86199-how-to-find-wealthy-investors

Debt, used wisely and conservatively is great way to get wealthy(er). 

i would assume being it’s Jamaica, that the tenant landlord laws are akin to the wild west where anything goes with loose scrutiny especially for a wealthy business owner .

Here's more on the topic: https://www.biggerpockets.com/member-blogs/10850/86199-how-to-find-wealthy-investors

Your not going to get wealthy on only 6 units so think of ways to expand and grow . 

Instead of swapping hours of your life for dollars on a job, do what many wealthy people do, print your own money.