They care more about the asset value than your own credit history.

So my other options were to use my good credit but of course all of the loans want to use my personal credit and impact my debt-to-income.

Keep in mind its end of year pretty much every seller and builder is offering a 2% seller credit its the norm.$50K in earnest is a lot and if the lender drops the ball are you positive they can get the credit denial out in time to refund the earnest?  

No eviction protection so since you gave to settle on someone with and low 600s credit score if you have to go to court they get to charge for their time on that. 

It seems to be tracking status of the areas, which if there's still momentum in those areas could help situate someone for future growth. 

Start working on your credit score and research financing options, including FHA or conventional loans.

My suggestion is to look for someone with a strong track record in investment properties, ideally someone who has successful investments themselves.

My question is, he's been clean for the past 15 years no criminal record before or after that incident, has now a fiance and has been living with her and her 2 children for the past 5 years, has a good income and good credit.

Sometimes you win, sometimes you lose.The guys in the picture above, are two sets of partners discussing how one guy borrowed money from both of them without any of them knowing he was borrowing from multiple people, then he ghosted them all.They comment on how much work it was to track him down and prevent him from closing on a transaction unless they got paid back.

If I were to apply for a CFO role now, more than likely I have to advantage over a CFO that was in a manufacturing company for a real estate company.EAs specializes specifically in taxationCPAs have a broader knowledge for accounting, auditing, financial planning, and taxation.EA must pass a 3-part IRS exam and do not require a college degreeCPA need a degree in accounting, 150 credit hours of education, must a 4-part CPA exam.EAs often charge a lower fees