Warrantable condos can get traditional financing, such as Conventional loans.

While MLS remains the primary platform for on-market deals, the majority of deals I encounter originate from off-market sources, often through wholesale channels.When you say wholesale, someone(wholesaler) finds a homeowner who is in need of cash quickly or cannot go through traditional process of selling their house for some reason, and then the wholesaler finds an investor to buy the house who will pay in cash? 

My DTI ratio is extremely low, so maybe traditional financing could work.

Looking to purchase my first home and was initially going to go the traditional fixed rate mortgage without buying down points with the assumption rates will go down in the next year or 2 and I will just refinance.

@Tabb PittYou should get atleast 25% down and charge atleast 9% interest as you can get 9% all day long private lendingThis will essentially kill the deal for any qualified borrower so you will end up with non qualified borrowers who most likely will default in 3 yearsJust sell it traditional method

Why would anyone want a traditional mortgage or DSCR with the rates where they are?

If you're planning on using traditional financing, your DTI will come into play.

I’m looking to buy a property in a ski town and it is considered a CondoTel and thus does not qualify for traditional financing.  

It's highly unlikely, if not impossible, to find a traditional lending source to fund the purchase of tax deed property. 

Others use more traditional approaches.When a JV Agreement gets under strain by partners disagreeing on an issue, someone needs to be able to break the stalemate to preserve the investment.