It sounds like the issue is with the Debt Service Coverage Ratio (DSCR), which lenders often use to determine how much they’re willing to loan.

- We had 2 break-in & furnace & HWH thefts there this year:(File a claim ASAP, you'll need:1) Utility bills to prove electric & gas were on2) A police report, proving a break-in3) Pics/video to prove the condition of the property to support theft claimWhat are you doing to mitigate additional damages?

Additionally, we’re integrating trade-focused businesses (e.g., plumbing companies) into the organization’s ecosystem, creating another revenue stream that complements the housing initiatives.Paying Back Investors:Investors will see returns in two phases:Early Phase (5-10 years): Focus on cash flow from rents, property flips, and other high-yield projects to generate liquidity for investor payouts.Long-Term Phase (10+ years): As the endowment scales and stabilizes, surplus income from the portfolio will be used to gradually buy out investor shares.

The lender lent based on them being one thing which secures the debt.

Eliminate debt, establish a budget, and save.

A factor is whether the panel and electrical can handle the additional load.

Doing additional payments will shorten the life of your mortgage and save you a lot in interest. 

Install additional stackable W/D units in the garage (requires some electrical work).2.

With that said can anyone suggest reputable lenders that are able to assist me with a debt consolidation loan of ~25K?  

Worst ADU addition appraisal occur where there is no zone MF in the vicinity.