According to the Wall Street Journals Smart Money Magazine, we're 19% undervalued and we're not growing very fast in the area of appreciation, but that's not bad in my opinion.You can buy multi-unit properties for low here, so that when you rent them out, there's an incredible amount of cash flow to be made.

Per Louisville Magazine, the average income in the area is something around $10,000..... per YEAR.  

Investopedia does do a good job in general, but they are not the sole authority on the definition of pocket listings.This past year I was interviewed by the LA times, MSN Money, Realtor Magazine....Apparently I have some credibility on the subject. just saying :)

Hey there, fellow New Yorker. 

That link goes to a Builder magazine article quoting lumber prices.  

Thanks for reading.Where I live: New York, NYFICO score: 6812 “W2” jobs for over 3years.Current annual gross Income: 151KMonthly Gross income: 12576.00Total Monthly payments: 1601.00DTI ratio: 12.73%Cash-in-hand: $9000+2017 gross income: 108K; tax return: $20K*2018 gross income: 129K; tax return: $20K+**This is mentioned because I will it for the down payment and all other needed fees.Hey Orin,Man it’s always awesome to see someone have all the stuff in a row and a fellow New Yorker too 👏🏻 I have a few lenders you can choose from and I’d be more then happy to help you with the transaction.

@Robert DufferAs an Upstate New Yorker I can say taxes are high, prices are lowish, and in general most populations are slowly declining.

@Vinh TranFellow New Yorker!

News and World Report.The news magazine’s rating is out today, ranking cities according to affordability, quality of life and job markets.The ranking takes into account not just the cost of living and average annual salary, but quality of high school education, average commute time, crime rates, health care access and other factors.Huntsville edged out San Jose, Calif.; Green Bay, Wisc.; Fayetteville, Ark. and the Minneapolis-St.

But if you're aware of that and comfortable with it, you may have more luck finding a property you can afford without having to battle against 30-40 other buyers.depends on the Market the personal letters really work in the portland market.. the sellers are not so hard nosed and tend to be very caring if they are older owners that have lived in portlandia for any number of years.. just watch the TV show Portlandia its reality I know its a comedy but it is the way it is in that market.I can see in NY it being different as there is a thought process that new yorkers are more matter of fact..