If the two of us haven’t personally met you face-to-face, eyeball-to-eyeball, belly-to-belly, we will not loan to you (and we’ve never had employees representing us).We normally don’t give a damn about your deal.

I'm just starting out in my career in commercial real estate (corporate gig) and my pockets aren't fat enough (yet) to start buying my own properties.

Must have fat-fingered that one.

I also have commercial properties, and an art gallery went belly up. 

This is especially true when you're cleaning up plates in the sink, and chunks of food are sitting in the Disposall grinder, but you haven't turned it on yet; the water piles up in the grinder and then runs down the dishwasher drain connection.If whatever is going down the sink already smells funky, then the funk will transfer to the dishwasher; if it's something like a chunk of fat or meat that works its way into the dishwasher, it might smell OK now, but get funky after it sits for a while. 

More info is that I have my escrow check coming (7K) and a nice fat bonus from work coming at around 14K!

I sleep better at night knowing my real estate hobby can not negatively impact me too bad if it went belly up.  

ESS told us to “just do our best,” and that was a collective big fat NO. 

With my income soon to be at 3x my expenses I am looking forward to a life of Fat FIRE starting in 2020. 

You could get some fat shaved off that on your next dealings with them .