I realize you and others will be scrapping at the sides and bottom of the barrel to find loopholes in an attempt to keep existing or past strategies in play, trying to save business with the least amount of modifications as possible.

Often, banking operations will be defined and are regulated at the state and federal level, they apply to the operations conducted, such as purchasing, assigning, servicing, assignment of servicing, the modification, etc. of any loan secured by real or personal property, the exemptions are stated as well and on exemption to these laws may be for a mortgage broker, this is where the requirement to be a mortgage broker comes from, not from the mortgage broker originator laws.Lastly, note brokers and gurus could care less if you are qualified or hold the proper license, it's no skin off their nose, s if they can make you a birddog and find notes for them, they benefit without liability from your actions.

I believe a national policy to reduce our trade deficit such as a goal for energy independence (I pushed for this long before Romney put this as his plan and even though I don't believe he has a good understanding on how our monetary system operate I believe this plan on energy independence is vital) and other business growth plans such flattening the tax code in order to promote focus on business not tax planning.

.… Something to think about.Again, all this is assuming I cannot restructure the note and record a one-page note modification agreement.

We are doing a couple modifications where our 5% 5/5s will be moved to 7/1's to give us a bit of breathing room.

Being that the interest rate is fine - we don't need a modification.

If that 750 is so vital as to not make me money on a deal, then it was never a deal in the first place.

Moreover, in MANY instances criminals have been shot multiple times in vital areas and still continued the attack!

Networking is vital in this business!

This is vital when developing or investing in an existing hotel asset.