MLS tactics depend on the market, if you are in a soft or slow market, everyone is looking at the same deals.  

I agree more with the "work to learn" mentality with application, not the soft theories I'm taught at school.

In my Rules and Regs for my units, I state that blankets, sheets, towels cannot be used as window coverings.

Does anyone know of a good, cash-out re-finance lender, whether they're a local community bank in Atlanta or other type of soft money lender?  

if you are going to do just a regular FHA loan and you have good credit i would go to wells fargo they have some pretty good deals. 

As far as houses selling for $150 soft, is that the cost of the house backing out the lot value or does that cover the lot also?

What is your process for us to get to review the soft collateral file?

There are "soft" money lenders out there who have favorable rates and would lend on this deal.

I would choose smaller local banks that do business in your area rather than going to Wells Fargo (in fact, never go to Wells Fargo for a loan).  

Some of which include: Debt ServiceInsurance (proper STR insurance - not a standard fire policy)Taxes (both normal property and STR taxes)HOA DuesVacancyCAPEXElectricity, Cable, InternetFurnitureSheets, towels, etcCleaning/maintenance Gardening/lawn-care Etc.Im sure I missed a few - but you get the point.