For comparison, my rental is a renovated 3 / 2 / no garage 1300 sqft house in downtown BA (still 20 minutes to downtown Tulsa) that rents for 1100. 

I also often see people compare their market with the low end of Milwaukee - yes you can buy a really cheap property in a really bad area here, but that's not an apples to apples comparison.

Just make sure you file all the correct sequence of notices so that when the moratorium ends you'll be in line for a court date.

You will want to run your own comparison and choose based on what you think you will need as best you can. 

In terms of a real estate portfolio, the question always is: how resiliant is your beusiness in comparison to the average benchmark.If your business is financially more resilliant than the average, by the time you default, it does not really matter anymore - at that point my friend with the 12 months of canned beans in his basement was right.

Single Family homes, including duplexes, triplexes, quads are valued on a Comparison Market Analysis approach.

Living in Northern Virginia, but investing down in JAX, one can see the stark comparison that COVID19 has had on jobs and therefore rents.

Only a knowledgeable individual of that specific area could know that.So, to my point, instead of screaming and moaning, simply pull valid comps with photos and full descriptions of what the comp has in comparison to the subject property.

Don't rely just on photos, which rarely capture a sense of "space" versus a video (even a basic one) that walks someone through a space.If you must rely on photos, hire a professional photographer to capture them for you that has the ability to order the photos in a sequence that replicates an actual physical walkthrough.

I would look at your purchase cap, historical cap rates, then see where your reversion cap rate is in comparison to those two.