Banks, particularly smaller banks who provide real estate loans are increasingly focused on their borrowers maintaining depository relationships.

We are interested in refinancing our VA loan if it is worth it.

The 1st position loan is paid off but has a second position heloc on the home with 50k balance.

Since they keep the loans in-house instead of selling them on the secondary market, they can tailor loan terms to meet your unique circumstances as an overseas borrower.If you have strong assets or savings, consider looking into asset-based loans or no-doc loans.

If you take a loan to pay for your mother-in-law you are taking on that debt in your name.

From my experience, when I dive into the costs associated with building an ADU—including construction expenses and financing options like hard money loans—it often doesn’t make financial sense.

Many Realtors will suggest purchasing a property using a FHA Loan, to reduce your out of pocket money.

To summerize, a DSCR loan, aka lite doc or business purpose loan, uses the rents you receive on the property and divided by the new loan PITI to receive a ratio.

@John BowensAre you loaning from a pre-tax 401K or did you convert to Roth and then loaning from there?

He can put the money into a savings account.Her excuse is that she had to pay off her student loans because I left her high and dry after our divorce.