I borrowed $30k on a personal loan from Discover for 15% with no fees for a plot of land and paid "cash" for it.

You can find it through the MNREIA web site or email me if you have any troubles.Type @ and the first few letters of a person's name to link.

For funding, explore options like FHA loans, personal savings, or creative financing, and focus on New Jersey markets that align with your goals, such as Newark for rentals or commuter towns for house hacking.

If you want to think about it as a math problem, it’s all about where you put your time to maximize returns while also factoring in what you enjoy doing.Picking the MarketI’m the kind of person who gets analysis paralysis.

The voucher is the most that Sec8 will pay for that person’s rent regardless of where they rent.  2) The second part of the Sec8 equation is the market rates for specific neighborhood’s and property types (SFR vs apartment, # bedrooms, # baths, utilities included vs paid by tenant, etc).

Figure out which best fits you and your personality and take it from there.  

A contract is only as good as the person enforcing it.

It will be even harder as a young person with no life experience, and particularly no experience buying real estate. 

Victor is there a way where you are not made the bad person??

It does have Power dialer and when leads come in, I know it's from that person that integrates with my CRM.