I’m sure others here are also running into this issue, so any recommendations and referrals would be greatly appreciated!

The biggest issue I see is that they are looking to restrict STRs in the area so why would I buy there knowing it could all go away.

We ran into the same issue when we made our Costa Rica investments and didn't really find a good solution for a local mortgage there. 

First I follow the law , it allows me 1/3 down .

Then you can avoid the self promotion issue. 

If you discovered the issue before paying for the appraisal that could hopefully save some costs (in case the appraiser is with the wrong AMC).Pre-vetting with the lender on rental history/AIRbnb/1007 as well as seasoning could help. 

@Chase PomerantzWhen starting with rental property investing, focus on understanding the local market, laws, and setting clear investment goals.

Compliance states there is no way to remediate this unless a new file is created. lender credit is 6900 which is the seller concession and no COC can be issued for “incorrect” lender credits.

I’m reaching out to you, the seasoned investors, for guidance as I work toward making my first acquisition.So far, I’ve analyzed over 100 deals to assess their viability and profitability, and I understand the law of percentages in CRE.

I figure the properties on the market the longest are the hardest to sell for some reason.. overpriced, ugly, other issues..