If you get to a house that houses students from UW M, you would score the jackpot. 

Most engineers do not have an "extreme liberal" lifestyle and thought.If there are more companies willing to move their HQ with their engineers from CA to somewhere that's more (rationale in their thinking) and better options, then CA would become the new Detroit after a few decades. 

You have hit the JACKPOT of resources for real estate investors.

You have hit the JACKPOT of resources for real estate investors.

Other lenders have multiple parallel FNMA/FHLMC programs with some being more conservative (priced better due to low risk) and others more liberal (priced worse due to risk or perception thereof).And then to make things even more complicated, you have the loan originators themselves - the person you speak with.

You have hit the JACKPOT of resources for real estate investors.

My wife and I had been trying to pay it down enough to do this for about three years, and we had realized that it would take another four years of diligent saving and paying down at that time.... when I realized that I didn't have to do this it was so liberating!

You have hit the JACKPOT of resources for real estate investors.

It depends on so many things, i.e. which market you are working, have you assessed the costs of repairs and most importantly which buyer type are you marketing to, i.e. flippers (who need a bigger margin), or landlord/buy-and-hold types who might be able to be a little more liberal on what they can pay.

Especially in the Northeast (more liberal tenant friendly states).